When applying for a job or a rental property, you might be asked to undergo a background check. But what exactly does that mean? What information will the background check reveal about you? In this article, we will provide you with a comprehensive guide to what shows up in a background check.
What is a Background Check?
A background check is a process where a potential employer, landlord, or organization checks an individual’s criminal, financial, and educational history. The purpose of a background check is to verify the information provided by the individual and to ensure that they are suitable for the position they are applying for.
What Shows Up in a Criminal Background Check?
One of the most common types of background checks is the criminal background check. This type of check reveals any criminal convictions, including misdemeanors and felonies. It also shows any pending criminal cases or outstanding warrants.
What Shows Up in a Credit Background Check?
Another type of background check is the credit background check. This type of check reveals an individual’s credit history, including their credit score, outstanding debts, and payment history. It also shows any bankruptcies, foreclosures, or liens.
What Shows Up in an Employment Background Check?
An employment background check is conducted by employers to verify an individual’s employment history, education, and professional licenses. It also shows any criminal records, credit history, and driving records.
What Shows Up in an Education Background Check?
An education background check verifies an individual’s educational history, including their degrees, transcripts, and certifications. It also shows any disciplinary actions or academic probation.
What Information is Not Included in a Background Check?
It is important to note that not all information is included in a background check. For example, a background check will not reveal an individual’s race, religion, or sexual orientation. It also does not show any medical records or genetic information.
How Far Back Do Background Checks Go?
The length of time that a background check covers depends on the type of check being conducted. For example, criminal background checks typically cover the past seven years, while credit background checks cover the past ten years.
In conclusion, a background check is a process used by employers, landlords, and organizations to verify an individual’s criminal, financial, and educational history. The information revealed in a background check varies depending on the type of check being conducted. However, it is important to note that not all information is included in a background check, and the length of time that a background check covers varies depending on the type of check being conducted.