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Introduction
Investors Diversified Services Inc. (IDS) is a financial services company that offers a wide range of investment options to help investors achieve their financial goals. In this article, we will provide you with a comprehensive guide to IDS, including its history, investment options, fees, and customer service.
History of IDS
IDS was founded in 1935 by a group of investors who were looking for a better way to invest their money. The company was one of the first to offer mutual funds, which allowed investors to pool their money together and invest in a diversified portfolio of stocks and bonds. Over the years, IDS has grown into one of the largest financial services companies in the world, with over $1 trillion in assets under management. The company has a long history of innovation, and it continues to develop new investment products and services to meet the changing needs of its clients.
Investment Options
IDS offers a wide range of investment options to help investors achieve their financial goals. These include:
- Mutual funds
- Exchange-traded funds (ETFs)
- Individual retirement accounts (IRAs)
- 529 college savings plans
- Managed accounts
- Alternative investments
Each of these investment options has its own unique benefits and drawbacks, and it’s important to carefully consider your investment goals and risk tolerance before making a decision.
Mutual Funds
Mutual funds are the cornerstone of IDS’s investment offerings. The company offers over 10,000 mutual funds from a variety of fund families, including Vanguard, Fidelity, and BlackRock. Mutual funds are a great way to invest in a diversified portfolio of stocks and bonds without having to pick individual securities yourself. IDS offers a wide range of mutual funds, including:
- Equity funds
- Bond funds
- Money market funds
- Target-date funds
- Index funds
Exchange-Traded Funds (ETFs)
ETFs are similar to mutual funds, but they trade on an exchange like stocks. IDS offers over 2,000 ETFs from a variety of fund families, including iShares, SPDR, and Vanguard. ETFs are a great way to invest in a diversified portfolio of stocks and bonds with low fees and high liquidity. IDS offers a wide range of ETFs, including:
- Equity ETFs
- Bond ETFs
- Commodity ETFs
- Currency ETFs
- Alternative ETFs
Individual Retirement Accounts (IRAs)
IDS offers a wide range of IRA options to help investors save for retirement. These include traditional IRAs, Roth IRAs, SEP IRAs, and SIMPLE IRAs. IRAs are a great way to save for retirement because they offer tax benefits and allow your money to grow tax-free until you withdraw it in retirement. IDS offers a wide range of IRA investment options, including mutual funds, ETFs, and individual stocks and bonds.
529 College Savings Plans
IDS offers 529 college savings plans to help families save for their children’s education. These plans offer tax benefits and can be used to pay for qualified education expenses at any accredited college or university in the United States. IDS offers several 529 college savings plans, including age-based plans and static portfolio plans. These plans invest in a diversified portfolio of stocks and bonds and automatically adjust the asset allocation as your child gets closer to college age.
Managed Accounts
IDS offers managed accounts for investors who want a more hands-off approach to investing. These accounts are managed by professional money managers who invest your money in a diversified portfolio of stocks and bonds based on your investment goals and risk tolerance. Managed accounts are a great option for investors who want to take a more passive approach to investing but still want to achieve their financial goals. IDS offers several managed account options, including separately managed accounts and unified managed accounts.
Alternative Investments
IDS also offers a wide range of alternative investments, including private equity, hedge funds, real estate, and commodities. These investments are designed for high-net-worth investors who are looking for non-traditional ways to invest their money. Alternative investments can be a great way to diversify your portfolio and potentially achieve higher returns, but they also come with higher fees and greater risk. It’s important to carefully consider your investment goals and risk tolerance before investing in alternative investments.
Fees
IDS charges fees for its investment products and services, including mutual funds, ETFs, managed accounts, and alternative investments. These fees vary depending on the investment option you choose and the amount of money you invest. It’s important to carefully consider the fees associated with each investment option before making a decision. Lower fees can help you keep more of your investment returns, but higher fees may be justified if you believe the investment will perform well.
Customer Service
IDS has a strong reputation for customer service, with a team of experienced financial advisors who can help you navigate the complex world of investing. The company also offers a wide range of educational resources, including webinars, articles, and videos, to help you make informed investment decisions. If you have any questions or concerns about your investments, IDS’s customer service team is available to help you. You can contact them by phone, email, or live chat, and they will be happy to answer any questions you have.
Conclusion
Investors Diversified Services Inc. is a leading financial services company that offers a wide range of investment options to help investors achieve their financial goals. Whether you’re looking for mutual funds, ETFs, managed accounts, or alternative investments, IDS has something for you. It’s important to carefully consider your investment goals and risk tolerance before making a decision. By doing your research and working with a financial advisor, you can create a diversified portfolio that will help you achieve your financial goals and secure your future.
